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Mortage Terms


  > Truth-in-Lending
A federal law obligating a lender to give full written disclosure of all fees terms and conditions associated with the loan initial period and then adjusts to another rate that lasts for the term of the loan.
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  > Closing costs
Customary costs above and beyond the sale price of the property that must be paid to cover the transfer of ownership at closing these costs generally vary by geographic location and are typically detailed to the borrower after submission of a loan application.
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  > Application
The first step in the official loan approval process this form is used to record important information about the potential borrower necessary to the underwriting process.
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Did You Know?    
 
 
Mortgages Scheduled To Reach Maturity
Nationwide 21 percent 2328 of the 11267 subsidized properties with HUD mortgages are scheduled to reach mortgage maturity through 2013 see fig.1 but among states this percentage varies significantly from 7 percent in Alabama to 53 percent in South Dakota.
 

 
   Washington DC & Nationwide Mortgage Lender News

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Reports Mortgage Interest Rates

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Federal Financial Institutions Examination Council

Nation's Largest Mortgage Lender

Chicagoland New Financial Centers

Countrywide Financial Adds Managing Director

Data and ReAffirms 2005 Earnings Guidance

New Financial Center in New York

Boston Area Opens Financial Center in Framingham

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Present at Lehman Brothers Financial Services Conference

The Home Mortgage Disclosure Act

Data For The Year 2002 Regarding Mortgage Lending

Gov. Blagojevich Signs Law To Protect Homebuyers

Contact our Washington DC Mortgage Lenders


If you live in the following cities and need a mortgage lender you should contact our Washington DC mortgage lender as soon as possible:

  • Washington DC
  • Adams Morgan
  • Anacostia
  • Capitol Hill
  • Cathedral Heights
  • Chevy Chase
  • Chinatown
  • Columbia Heights
  • Dupont Circle
  • Foggy Bottom
  • Friendship Heights
  • Georgetown
  • Glover Park
  • Logan Circle
  • Mount Vernon Square
  • Mount Pleasant
  • Shaw
  • Woodley Park
       
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Washington DC Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005
Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio 		 
 
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