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Mortage Terms


  > Lien
A legal claim against property that must be satisfied When the property is sold
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  > Cooperative Co-op
Residents purchase stock in a cooperative corporation that owns a structure each stockholder is then entitled to live in a specific unit of the structure and is responsible for paying a portion of the loan.
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  > Closing costs
Customary costs above and beyond the sale price of the property that must be paid to cover the transfer of ownership at closing these costs generally vary by geographic location and are typically detailed to the borrower after submission of a loan application.
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Did You Know?    
 
 
Mortgages Scheduled To Reach Maturity
Nationwide 21 percent 2328 of the 11267 subsidized properties with HUD mortgages are scheduled to reach mortgage maturity through 2013 see fig.1 but among states this percentage varies significantly from 7 percent in Alabama to 53 percent in South Dakota.
 

 
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If you live in the following cities and need a mortgage lender you should contact our Washington DC mortgage lender as soon as possible:

  • Washington DC
  • Adams Morgan
  • Anacostia
  • Capitol Hill
  • Cathedral Heights
  • Chevy Chase
  • Chinatown
  • Columbia Heights
  • Dupont Circle
  • Foggy Bottom
  • Friendship Heights
  • Georgetown
  • Glover Park
  • Logan Circle
  • Mount Vernon Square
  • Mount Pleasant
  • Shaw
  • Woodley Park
       
 
Did You Know?    
 
 
Mortgages Scheduled To Reach Maturity
Nationwide 21 percent 2328 of the 11267 subsidized properties with HUD mortgages are scheduled to reach mortgage maturity through 2013 see fig.1 but among states this percentage varies significantly from 7 percent in Alabama to 53 percent in South Dakota.
 
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Washington DC Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005
Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio 		 
 
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